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Casualty insurance is a more conceptual topic dealing with issues like protection against lawsuits. PLAY. B. Test. Kaplan Financial Education offers diversified property and casualty insurance prelicensing packages and tools tailored to fit a variety of budgets and learning styles. A licensed property and casualty insurance professional specializes in specializes in assessing a client's needs and identifying a full range of insurance products to protect clients from suffering financial ruin if they were to pay for such losses out-of-pocket. IF YOU TAKE THE SAME COURSE TWICE YOU WILL ONLY GET CREDIT FOR THE FIRST ONE TAKEN.• Effective May 12, 2016 the examinations will be offered in Spanish. What act is intended to provide property owners with fire, extended coverages, vandalism and malicious mischief coverage when insurance is unable to be purchased in the normal or standard market. 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